Borderfolio

BorderFolio is a contribution-first portfolio tracker built for long-term international and cross-border investors. Instead of showing only your current balance or a single “profit” number, BorderFolio helps explain how your portfolio actually got there. It separates your own contributions from investment growth, tracks realized and unrealized results, and shows both time-weighted and money-weighted returns so you can understand performance from different perspectives. You can import broker statements in PDF, CSV, screenshots, or photos without connecting your brokerage account or sharing broker credentials. BorderFolio reconstructs your transaction history and keeps historical portfolio snapshots, making it easier to see how contributions, market performance, dividends, fees, and taxes changed over time. The product is designed especially for investors who live or invest across multiple countries. BorderFolio estimates dividend withholding based on fund domicile and tax residence, helping users understand how cross-border taxation can affect what actually reaches their account. It is particularly useful for investors using international brokers such as Interactive Brokers, holding US- or Irish-domiciled ETFs, or moving between countries while continuing to invest. BorderFolio is built around a simple idea: your portfolio is more than today’s market value. Understanding contributions, returns, taxes, fees, and historical changes should be just as easy as seeing your current holdings.