JobProfit vs Mercury

JobProfit a creation from the envisionaries at Stith Technologies, this system is a simple profitability calculator built for new and proven contractors, freelancers, independent workers, and service providers who need to know whether a job is actually worth taking. Before accepting a job, users can estimate the money going in, the costs coming out, and the time required to complete the work. JobProfit turns those numbers into a clearer picture of expected profit so users can make better decisions before committing their time, fuel, materials, and other expenses. The goal is simple: stop guessing and start knowing what a job is really worth. JobProfit is designed to be fast, straightforward, and practical. It focuses on the question that matters most when considering a job: after the real costs and time are accounted for, how much are you actually making? Whether you're evaluating a single service call, freelance project, delivery, contract, side job, or recurring type of work, JobProfit provides a quick way to evaluate the economics before saying yes. Built by STITH TECHNOLOGIES as an independent software product focused on practical tools for everyday business and work decisions.

Mercury

Banking built for startups

Mercury is business banking built for startups: checking and savings accounts, corporate cards, wires and ACH, bill pay, invoicing, and treasury, all in one dashboard designed to be opened by a founder rather than by a finance department. The problem it solves is that traditional business banking assumes a business that already exists. Opening an account means a branch visit, a minimum balance, and a fee schedule written for a company that has a controller. Mercury lets a newly incorporated startup open an account online in minutes, issue virtual and physical cards to the team with per-card limits, and send free domestic wires and ACH - the operations a two-person company actually performs in its first year. Mercury is a financial technology company rather than a bank itself. Deposits are held through partner banks, and a sweep network spreads balances across multiple institutions to extend FDIC coverage far beyond the standard per-account limit. That structure became a selling point after the March 2023 regional-banking crisis, when a lot of startups discovered their entire runway sat in one institution. In 2026 Mercury received conditional approval from the Office of the Comptroller of the Currency to become a federally regulated bank in its own right, which would fold that partner layer into the company. Beyond the account, Mercury has grown into a finance stack: Mercury Treasury for idle runway, bill pay and invoicing with approval rules, expense management, and Mercury Raise, a network connecting founders to investors and to each other. The expansion is deliberate - the account is the wedge, and the surrounding workflow is what makes it hard to leave. Traction is unusually well documented for a private fintech. Mercury reports more than 300,000 customers, roughly one in three US startups, around $650 million in annualised revenue, and four consecutive profitable years. It raised a $300 million Series C led by Sequoia in March 2025 at a $3.5 billion valuation, then a further $200 million in May 2026 at $5.2 billion, led by TCV. How it compares: Brex and Ramp overlap heavily but lead with the corporate card and spend management, with banking attached; Mercury leads with the bank account and adds spend management around it. Relay and Novo aim at small businesses and freelancers rather than venture-backed startups. A traditional business bank still wins if you handle cash, need in-person service, or want lending secured against physical assets. It fits incorporated startups, remote teams, and agencies that operate entirely online. It is the wrong choice for a cash-handling business or anyone who needs a branch.